Terms of Service

    Last updated: April 9, 2025

    Acceptance of Terms

    By accessing and using the Smart Money Media website (smartmoneymedia.org), including our tools, content, and services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please discontinue use of our website.

    Use of Services

    Our website provides educational content, blog articles, diagnostic tools, and information about our PR and earned media services. Content does not constitute personalized financial, legal, or business advice. You agree to use our services only for lawful purposes and in compliance with all applicable laws and regulations.

    AI Authority Score™ & Diagnostic Tools

    Our AI Authority Score™, Zero-Click Score audit, and Reputation Risk Assessment tools are provided as directional diagnostic resources. By using these tools, you agree that:

    • Scores and recommendations are based on publicly available signals and proprietary analysis. They are not guarantees of AI search visibility or business outcomes.
    • Results may vary over time as AI models, search algorithms, and competitive landscapes evolve.
    • Information you submit (company name, website URL, contact details) will be processed in accordance with our Privacy Policy.
    • Tool results are for your informational use and should not be the sole basis for business decisions.

    No Guarantees

    Smart Money Media provides strategic PR and earned media services. Earned media depends on editorial decisions made by independent publishers. We do not guarantee specific media placements, search rankings, AI search citations, or business results. Statistics and case studies referenced on this site are representative examples from prior engagements and are not promises of future performance.

    Intellectual Property

    All content on this website — including text, graphics, logos, images, tools, and software — is owned by Smart Money Media or its licensors and protected by copyright, trademark, and other intellectual property laws. "AI Authority Score" is a trademark of Smart Money Media. You may not reproduce, distribute, or create derivative works from our content without prior written permission.

    User Conduct

    You agree not to:

    • Submit false, misleading, or fraudulent information through our forms or tools.
    • Attempt to access restricted areas of our website or backend systems.
    • Use automated scripts, bots, or scrapers to collect data from our website without permission.
    • Interfere with or disrupt the operation of our website or services.
    • Use our tools or services for any unlawful purpose.

    Limitation of Liability

    To the fullest extent permitted by law, Smart Money Media shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website, tools, or services. Our total liability for any claim shall not exceed the amount you paid us, if any, in the 12 months preceding the claim. We are not liable for any decisions made based on our content, tools, or diagnostic results.

    Third-Party Links

    Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of any third-party sites. Visiting external links is at your own risk.

    Governing Law & Dispute Resolution

    These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to conflict of law principles. Any disputes arising from these Terms or your use of our services shall first be attempted to be resolved through good-faith negotiation. If unresolved, disputes shall be submitted to binding arbitration in the State of Florida in accordance with the rules of the American Arbitration Association.

    Modifications

    We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last updated" date. Continued use of our website after changes constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

    Contact Information

    For questions about these Terms, contact us at contact@smartmoneymedia.org

    You can also reach us through our Contact page.